Mortgage

How to get the best refinance rates

How to get the best refinance rates

If you’ve determined it’s a good time to consider a refinance, now it’s time to do the work needed to find the best mortgage refinance rates. Standards for approval are high and banks are stringent in choosing who to lend money to. Your application should be spotless, and your credit history should present you as a homeowner who is very likely to pay all debts on time. Lenders will look approvingly...

Mortgage refinance tips and tricks

Mortgage refinance tips and tricks

Refinancing your mortgage can be a great way to save money and reach other goals. Some of the steps are the same as when you applied for your original mortgage, such as submitting documentation and going through an appraisal. But many parts of the process are different. Here are some essential mortgage refinance tips and tricks for navigating the refinancing process and getting the best deal...

What to consider when comparing home loans

What to consider when comparing home loans

Looking for a home loan can often be a daunting and stressful task. Before you choose a mortgage offer, it’s important to shop around and compare multiple offers to get the best deal. If you can’t make heads or tails of all the jargon being thrown at you, here's what to consider when comparing home loans. What is a home loan? A home loan is an amount of money given by a bank, mortgage company or...

Finding the best mortgage lender

Finding the best mortgage lender

You're looking to buy a house and will require a mortgage. Congratulations! But how do you choose the right lender who will offer the best deal and great customer service for what will probably be the largest purchase of your life? There are many banks, internet lenders, mortgage brokers, and other players willing to take your loan application. With that in mind, here's what you need to know about finding...

Why Valuate Your Property?

Property valuations are crucial. There are different reasons why you should have your home valued. Whether you plan on selling your home soon or not, a property valuation can be of benefit.  If you are asking why should I have a property valuation, then this article is for you. Who carries out a property valuation? A surveyor will carry out your valuation. They will consider elements like the age, size,...

Things to avoid before applying for a mortgage

Things to avoid before applying for a mortgage

As a homebuyer, you don’t want anything to jeopardize your chances of closing on the home you’ve selected. Many people can't afford to buy a home without applying for a mortgage. Therefore, if you need to get a mortgage, it's critical to prepare so that you're a suitable candidate for one. Making any of the following mistakes may lower the amount of financing you are eligible for. This may result in a...

What you need to know about mortgage repayment deferral

What you need to know about mortgage repayment deferral

Understandably, the question of hardship is coming up more frequently, as the Covid-19 pandemic tightens its grip on the global economy. During uncertain times like these, many people struggle to pay their bills, including their mortgage payments. Perhaps you or your partner have lost your job. Maybe you’re dealing with a pay cut or fewer paid hours due to COVID-19 restrictions. Fortunately, there are...

Types of mortgage loans for homebuyers

Types of mortgage loans for homebuyers

Purchasing a home is thrilling, but the financial aspect may be daunting. Unless you can buy your home entirely in cash, finding the right property is only half the battle. The other half is choosing the best type of mortgage. As a prospective homebuyer, it’s just as important to research the different types of mortgages as much as the neighbourhoods you want to live in. There are many different sorts of...

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