Pros and Cons of Homeowners Association

Pros and Cons of Homeowners Association

Deciding to purchase a home that is within an HOA can be a tricky decision, especially if you are not aware of what HOA’s are and what they do. Moreover, it is important to know what you will be getting yourself into by joining an HOA. In this article, we will be going through some of the pros and cons of Homeowners Association, to help you to come to a decision on whether or not you should join one.


Clean and Well-kept Neighbourhoods

Firstly, HOA’s are well known for their neat and clean surroundings. Furthermore, these communities make sure that all the homes within the HOA are kept to an impeccable standard.


Secondly, residing within an HOA can ensure your safety, as these organizations have many activities that cater to the safety of it’s residents. Moreover, some of these activities include, neighbourhood watch or a helpline.


HOA’s provide their residents with amenities that are of an excellent standard such as clean parks, common swimming pools etc.



HOA’s usually required a lot of funding from their residents, in order to keep the neighbourhood up to par. However, this means that they may require additional funds every now and then which can disrupt your budget. Moreover, you will be legally required to fulfil the agreement made between you and the HOA and failure to do so may result in legal action taken against you.

Follow Their Rules

HOA’s have very strict rules and regulations each resident has to abide by. However, if you are in opposition of some of their rules and do not fulfil them, you will find yourself paying fines quite frequently.


Lastly, HOA’s are very aggressive and do not give residents a chance to repeat faults. Moreover, failure to fulfil their funding requirements may cause them to take legal action.

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